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Degrees
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ABA National School of Compliance; Michigan Bankers Association Compliance school
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My Expert Service
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Unique blend of Legal, Financial and Business experience including over 15 years of increasingly responsible positions in the financial services industry concentrated in Lending Operations, Sales, and Compliance.
Legal Document and Contract Review
Risk Management (litigation, reputational, and regulatory)Development and Implementation of Lending Policies and Procedures
Business Continuity Planning
Sales Management
Review of lending systems and proficiencies
Fair Lending Specialist
HMDA Data supervision
Oversight of CRA Program
Experienced and dependable professional, who is able to get things done on schedule and within budget. Excellent written and interpersonal communication skills.
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Experience & Qualifications
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• Developed, Implemented, and Trained for all lending related policies and Procedures
• Maintained the Fair Lending Policy and procedures including analysis, training, and discipline
• Process improvement in all lending areas to greatly increase efficiency and limit legal costs
• Developed Flood Insurance Procedures and training for all lending areas to ensure regulatory compliance
• Developed a CRA Business Plan for each individual lender based upon market analysis
• Managed change in Michigan Construction Lien Act and implemented necessary changes to procedures
Organized a new Mortgage and Consumer Lending Department for a small Commercial Bank
• Appointed by Senior Management to draft, implement and train for a new Identity Theft Prevention Program
• Managed Compliance and CRA exams to avoid regulatory fines and penalties
• Increased production in both lending and deposit products
Worked within the Enterprise Risk Management department and worked directly with the staff and Senior
Management in the lending departments; Developed all lending policies and procedures to provide guidance for staff and to increase efficiency, profitability, and accuracy; Reviewed all lending files for compliance with ECOA, RESPA, and Truth In Lending; Often served as liaison between the institution and general counsel for regulatory concerns; Analyzed company data along with peer market data to develop fair lending and market comparison reports for Senior Management and the Board of Directors; Worked to develop an efficient, secure and strong Business Continuity Plan for the entire institution and provided oversight for the training and implementation of the program; Review and approval responsibilities for all marketing materials produced or distributed; Chaired the Management Compliance Committee to advise Management, Board of Directors and personnel of emerging compliance issues; Oversight of all new projects to ensure compliance with any applicable state or federal regulations
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Available Modes Of Communication
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email/chat
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Contact
bankingpro
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