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Home > Business & Finance > Ishfaq
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Ishfaq
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Expert in:
Business & Finance
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Rating:
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Languages:
English
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Business Planning, Projection on the Basis of rational prevailing,Comprehensive knowledge and sound operational grip over Islamic Finance, Financial Analysis,
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Degrees
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Master in Business Administration (Finance),
Junior Associate of Institute of Bankers Pakistan,
BSC with Maths & Physics
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My Expert Service
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Identify potential Credit opportunities as per Bank’s appetite and Credit Policy. Visit & Contact Customers/Prospects and Develop & Manage quality Credit Portfolio to achieve planned growth in Credit Facilities and Import/ Export business.
Prepare, review and submit Credit Proposals to Management in accordance with Management’s directives for approval and/or renewal of credit facilities for clients
Access the business operations and financial health of the customer and arrange necessary customer / industry specific process flows in consultation with both Customers and PDSC (Product Development & Shariah Compliance) to avoid any kind of loss on account of non-shariah compliant activity
Conduct in-depth assessment of the risk involved and projected income/business reciprocity for the bank when extending credit facilities to existing and potential customers to ensure bank is not exposed to unwarranted risk.
Execute day to day transactions in line with approved process of Islamic Financing Products
Ensure that appropriate levels of internal controls are established and maintained for the assigned portfolio in accordance with Bank Credit / PDSC Policy requirements to minimize unwarranted risk and to achieve satisfactory audit ratings.
While managing the portfolio, have liaison with other departments CAD, Operations & Trade Finance to keep smooth operations of the day to day matters of the account. i.e. securities, documentations, business, Inspection of securities etc. Provide efficient and effective service to customers and reduce turnaround time to minimum
Various reporting to Management (RO, HO and PDSC) in different frequencies i.e. Daily, Monthly, Quarterly
Maximize profit margins by increasing business volumes and ensure that pricing of bank’s assets is inline with the Market and according to the individual customer risk profile.
Financial Analysis of assigned clients/prospects
Comprehensive knowledge and sound operational grip over Islamic Finance
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Experience & Qualifications
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More than 5 years working experience in different field including Banking as Relationship Manager, Working as PRO, Providing coultancy to a Hospital. I am certfied Banker by Institute of Bankers Pakistan and having degree of JAIBP
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Available Modes Of Communication
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email/chat
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Contact
Ishfaq
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