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Lee,s Lending Sense
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Degrees
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Multiple AIB Certificates (ACE Accredited)-Analyzing Financail Needs:Proactive Relationship Banking: Lending - Focusing on Fundamentals: Institute of Financial Education: Effective Public Speaking, Human Relations, and Business Mngmnt, NAGGL Certificate/Loan Workout & 1502 Reporting, Advanced FHA Mortgage Training-FHA certificate,
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My Expert Service
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Have expert advice on ALL Loans such as Mortgage Loans, Fannie Mae and Freddy Mac Products and if they are your investor on your Mortgage and how to go about an application with the "Obama" Making Home Affordable Program, FHA, VA, HUD, First Time Home Buyers, Construction Loans, Home Equity, Lot Loans, Reverse Mortgages and if they are right for you, Foreclosure do and don'ts and how to find out your true investor, SBA Loans, 504's, 7a's, BNI Loans, Conventional Commercial, Com'l Land Loans, Commercial Investment Properties, Auto Loans, and More..... I can tell you what to look for, what paperwork you should be receiving and when, what to be cautious about and if you should even do the loan. I have an evaluation software that can run your credit and tell you what your credit score is, if you can afford the loan you are looking for and if it makes sense based on your income. I will let you know if the Lender is following Federal Regulations, if they are providing you the right disclosures and are in Compliance. I am no longer a Banker but because I worked in the banks for over 19 years, I can tell you how the internal operations work, what to do with your accounts, if you should have multiple accounts, multiple banks, credit lines, credit cards and who to have those cards with, who offers the best deals, when to make your payments so you are keeping your money longer and how to make maximum interest on your funds, how to pay off most all loans off early by paying the least amount of interest and how to increase your credit score. I am excellent at credit advice. I love to help improve credit scores. This only helps our economy situation. Plus more and more and more lending advice.
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Experience & Qualifications
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Experience
Security First Mortgage & Commercial Services
Managing Member
• Business Development and Sales of Commercial Loans; Marketing to the Self
Employed, bringing my own clients and contacts for Commercial and SBA Loans.
• Completion of 504's, 7a's, BNI Loans, Conv Commercial, Com'l Land loans & etc
• Strong relationships with Commercial Realtors, and Investors in local area.
• Received # 1 rating on audit for compliance, plus recommended by regional SBA
for 504 and 7a certification due to my knowledge and expertise.
2002-2004 First National Bank of Nevada
Loan Officer
• Self Employed Analysis of Tax Returns for loan approval and evaluation purposes.
• Recognition of #I Cross Sell to branch. Obtained all referrals from branch staff,
worked very closely with branch personnel. Set in Branch with no Branch Manager
to assist with customer retention due to my extensive banking experience and
excellent customer service.
• Trained to work on a variety of federal and bank qualifying software. Always
scored very high on all Federal Regulations and Compliance Testing.
1998-2003 Ashley, Quinn Nelson CPA Firm
IDC-Financial Preparer
• Self Employed Preparation of Tax Returns for Taxes, Loan Packages and evaluation purposes.
• Worked closely with controllers of large local companies on companies accounting needs, Internal
Accounts Receivable turn time, Restructure of Company Debt, Payroll Management, Cash Flow
and more. Worked closely with clients with accounting software set up. Prepared P & L,
Balance Sheets and setting up of General Ledger. Provided complete evaluation for companies
Business Plan and Commercial Loan packaging.
1993-1999 U.S. Bank of Nevada
Commercial Loan Officer and Branch Manager
• Execution of formal sales process with a 50% outside sales calls to commercial
business clients.
• Implementation of Application process on all loan products; commercial loans – all
types, assessment of client needs based on company size, growth potential and
projections.
• Monitoring, motivating & goal setting to relate to budget plan.
• Coaching, & cross training of branch staff for product knowledge of my products
provided to commercial clients.
• Obtained awards for # 1 in Sales of Commercial loans 14 different times, and #2 6
times. Received numerous production awards.
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Available Modes Of Communication
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email/chat
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Contact
Lee,s Lending Sense
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