Piyush Mittal
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Piyush Mittal

Expert in: Insurance    
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Languages: English
Expert In General Insurance Like Fire, Marine, and Engineering
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Degrees

Bachelor of Mechanical Engineering, Master of Business Administration

My Expert Service

•• Deftly handled claim settlements in respect of Fire, Marine, and Engineering insurance. • Conducting inspection and re-inspection of the property in question suffering a loss. • Examining, inquiring, investigating, verifying and checking upon the causes and the circumstances of the loss in question including extent of loss, nature of ownership and insurable interest. • Conducting spot and final surveys, as and when necessary and comment upon franchise, excess/under insurance and any other related matter. • Estimating, measuring and determining the quantum and description of the subject under loss. • Advising the insurer and the insured about loss minimization, loss control, security and safety measures, wherever appropriate, to avoid further losses. • Commenting on the admissibility of the loss as also observance of warranty conditions under the policy contract. • Surveying and assessing the loss on behalf of insurer or insured. • Assessing liability under the contract of insurance. • Pointing out discrepancy, if any, in the policy wordings. • Satisfying queries of the insured/insurer and of persons connected thereto in respect of the claim/loss. • Recommending applicability of depreciation and the percentage and quantum of depreciation. • Giving reasons for repudiation of claim, in case the claim is not covered by policy terms and conditions. • Commenting on salvage and its disposal wherever necessary. Conducted detailed risk assessment of corporate clients and offered customized insurance solutions to ensure adequate coverage and cost effectiveness. • Conduct loss site inspections for commenting on cause of loss and risk improvement suggestions. • Gained all round experience in general insurance company with in-depth exposure to Fire and Engineering, Underwriting and Claims • Responsible for attending Pre-risk Inspection • Reviewing individual insurance applications to evaluate degree of risk and determine acceptance of applications. • Visiting Customer Premises and formulating risk improvement plans, Preparing Reports in assisting underwriting decisions. • Recommend acceptance or denial of the risk, and suggest adjusting the premium rate in accordance with the risk.

Experience & Qualifications

Over 5 year experience in providing all kind of General Insurance Solution.

Available Modes Of Communication

email/chat

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