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Home > Business & Finance > Personal Finance > Ryan Hardy
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Ryan Hardy
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This expert is currently unavailable for sessions. We apologize for any inconvenience caused.
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Expert in:
Personal Finance
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Rating:
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Languages:
English
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3 Years Working for a Financial Institution, Graduating with Business Degree in Finance, 5 Years Independent Personal Finance Study, Life Insurance License, CFA I Candidate
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Degrees
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Finance
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My Expert Service
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Experience working as a Sr. Credit Analyst, Assistant Sales Manager, Sales Associate III, Intern at an Investment Banking Firm, 2 Years working in the Credit Card Industry. Graduating with a Business Degree in Finance, studied personal finance independently for over 5 years, have Life and Variable Insurance License (Ohio), CFA Level I Candidate. Plan on beginning MBA program in 2010 and considering Law school thereafter. Years of study and experience including the credit card industry where I specialized in advising clients on how to handle their personal finances.
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Experience & Qualifications
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Credit Analyst Rotational Program
Risk Detection Unit – Credit Card Services
§ 1 of 15 chosen for the program out of 120 applicants.
§ Examined client’s current credit and deposit relationships.
§ Educated on how to read major credit bureaus (Transunion, Equifax, and Experian).
§ Educated on how to identify risk factors and make a credit decision unsecured lines of credit.
§ Educated on the current lending laws and guidelines.
Assistant Manager
Credit Card Services
§ In 1st month led team of 20 associates to the #1 Sales Team out of 10 in May of 2008.
§ Led team to Most Improved Team Award in October 2008.
§ Traditionally a 6 month program but was selected for an additional 2 months.
§ Created sales scripts and monetary tips handouts used by team and peers.
§ Created contests for associates to motivate and increase output.
§ Conducted interviews for potential candidates.
§ Assisted teammates with complex situations and system questions.
§ Supported struggling associates by developing action plans for improvement.
§ Supported associates by taken their escalated manager calls and resolved their inquiries.
§ Reviewed monetary errors and action needed requests with associates.
§ Provided side-by-side listening for new hire education and floor coverage in absence of management.
§ Created a leadership award specifically from the Assistant Management Team.
Sales Associate III
Credit Card Services
§ Exceeded cash goals by 110% and achieved incentive 10 out of 10 months.
§ Monthly team leader from October 2007 through April 2008 in one out of four product opportunities.
o (Cross Sells, Mortgages, Gold Options and Overdraft Protection).
§ Awarded the Most Delightful Associate Award and the Commitment of Excellence Award.
§ Fielded inbound calls from existing credit card holders.
§ Developed rapport with clients in order to deepen relationships.
§ Solicited balance transfers, direct deposits, and products.
§ Used problem-solving skills to make quick effective decisions for client inquiries.
§ Designated as Market Meeting Liaison to inform team of important business updates.
Investment Banking Firm
Internship
§ Worked closely with analyst team on a vast array of situations and projects.
§ Contributed extensively on projects using Microsoft Office Excel, Word, Powerpoint, and the Internet.
§ Constructed buyer lists and databases through Salesforce.com, CapitalIQ, Excel, and the Internet.
§ Contributed to due diligence work by adding financial data to Excel spreadsheets.
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Available Modes Of Communication
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email/chat
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Contact
Ryan Hardy
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